feat(niffyinsure): rolling claim cap per policy (ledger window) #241

Job	Run time
Contract (Rust / Soroban)	1m 20s
Accessibility (axe / Playwright)	36s
Backend unit tests	31s
Frontend (lint → typecheck → build → test)	32s
Soroban ABI golden vectors	0s
Playwright E2E tests	-1s
	2m 58s

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