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| 1 | +# niffyInsure — Event Dictionary |
| 2 | + |
| 3 | +> **Schema version: 1** |
| 4 | +> Breaking changes (field removed / type changed) → semver-major contract release + `SCHEMA_VERSION` bump. |
| 5 | +> Adding new optional fields is backward-compatible; no bump required. |
| 6 | +
|
| 7 | +## Units |
| 8 | + |
| 9 | +| Type | Unit | Notes | |
| 10 | +|------|------|-------| |
| 11 | +| Token amounts | **stroops** (i128 as string) | 1 XLM = 10 000 000 stroops (7 decimals). Never use floats. | |
| 12 | +| Time | **ledger sequence** (u32) | 1 ledger ≈ 5 s on Stellar mainnet. Multiply by 5 for wall-clock seconds. | |
| 13 | +| Boolean flags | **u32** (0 / 1) | Matches ABI encoding. `1 = true`, `0 = false`. | |
| 14 | +| Addresses | **Stellar address string** | Holder = `G…`, contract/asset = `C…`. | |
| 15 | +| Image reference | **FNV-1a u64 hash** | Hash of concatenated IPFS CIDs. Full CIDs stored off-chain. | |
| 16 | + |
| 17 | +--- |
| 18 | + |
| 19 | +## Topic layout |
| 20 | + |
| 21 | +Every event has at least two topics: |
| 22 | + |
| 23 | +``` |
| 24 | +topic[0] namespace "niffyins" (claim/admin events) | "niffyinsure" (policy events) |
| 25 | +topic[1] event name see table below |
| 26 | +topic[2+] identifiers claim_id, holder, asset, … (event-specific) |
| 27 | +``` |
| 28 | + |
| 29 | +The indexer discriminates events by `${topic[0]}:${topic[1]}`. |
| 30 | + |
| 31 | +--- |
| 32 | + |
| 33 | +## Claim events (`namespace = "niffyins"`) |
| 34 | + |
| 35 | +### `clm_filed` — claim filed |
| 36 | + |
| 37 | +**Topics:** `("niffyins", "clm_filed", claim_id: u64, holder: Address)` |
| 38 | + |
| 39 | +```json |
| 40 | +{ |
| 41 | + "version": 1, |
| 42 | + "policy_id": 3, |
| 43 | + "amount": "5000000", |
| 44 | + "image_hash": 2864434397, |
| 45 | + "filed_at": 1234567 |
| 46 | +} |
| 47 | +``` |
| 48 | + |
| 49 | +| Field | Type | Description | |
| 50 | +|-------|------|-------------| |
| 51 | +| `policy_id` | u32 | Per-holder policy identifier | |
| 52 | +| `amount` | string (stroops) | Requested payout | |
| 53 | +| `image_hash` | u64 | FNV-1a hash of IPFS CIDs | |
| 54 | +| `filed_at` | u32 (ledger) | Ledger when claim was filed | |
| 55 | + |
| 56 | +--- |
| 57 | + |
| 58 | +### `vote_cast` — ballot cast |
| 59 | + |
| 60 | +**Topics:** `("niffyins", "vote_cast", claim_id: u64, voter: Address)` |
| 61 | + |
| 62 | +```json |
| 63 | +{ |
| 64 | + "version": 1, |
| 65 | + "vote": "Approve", |
| 66 | + "approve_votes": 2, |
| 67 | + "reject_votes": 1, |
| 68 | + "at_ledger": 1234568 |
| 69 | +} |
| 70 | +``` |
| 71 | + |
| 72 | +| Field | Type | Description | |
| 73 | +|-------|------|-------------| |
| 74 | +| `vote` | `"Approve"` \| `"Reject"` | This voter's choice | |
| 75 | +| `approve_votes` | u32 | Running approve tally after this vote | |
| 76 | +| `reject_votes` | u32 | Running reject tally after this vote | |
| 77 | + |
| 78 | +--- |
| 79 | + |
| 80 | +### `clm_final` — claim finalized |
| 81 | + |
| 82 | +Emitted when voting reaches majority **or** the vote window expires. |
| 83 | + |
| 84 | +**Topics:** `("niffyins", "clm_final", claim_id: u64)` |
| 85 | + |
| 86 | +```json |
| 87 | +{ |
| 88 | + "version": 1, |
| 89 | + "status": "Approved", |
| 90 | + "approve_votes": 3, |
| 91 | + "reject_votes": 1, |
| 92 | + "at_ledger": 1355527 |
| 93 | +} |
| 94 | +``` |
| 95 | + |
| 96 | +| Field | Type | Description | |
| 97 | +|-------|------|-------------| |
| 98 | +| `status` | `"Approved"` \| `"Rejected"` | Final outcome | |
| 99 | + |
| 100 | +--- |
| 101 | + |
| 102 | +### `clm_paid` — payout executed |
| 103 | + |
| 104 | +**Topics:** `("niffyins", "clm_paid", claim_id: u64)` |
| 105 | + |
| 106 | +```json |
| 107 | +{ |
| 108 | + "version": 1, |
| 109 | + "recipient": "G...", |
| 110 | + "amount": "5000000", |
| 111 | + "asset": "C...", |
| 112 | + "at_ledger": 1355528 |
| 113 | +} |
| 114 | +``` |
| 115 | + |
| 116 | +| Field | Type | Description | |
| 117 | +|-------|------|-------------| |
| 118 | +| `amount` | string (stroops) | Actual payout transferred | |
| 119 | +| `asset` | string (C…) | Asset contract used for payout | |
| 120 | + |
| 121 | +--- |
| 122 | + |
| 123 | +## Policy lifecycle events (`namespace = "niffyinsure"`) |
| 124 | + |
| 125 | +### `PolicyInitiated` — policy bound |
| 126 | + |
| 127 | +**Topics:** `("niffyinsure", "PolicyInitiated", holder: Address)` |
| 128 | + |
| 129 | +```json |
| 130 | +{ |
| 131 | + "version": 1, |
| 132 | + "policy_id": 1, |
| 133 | + "premium": "500000", |
| 134 | + "asset": "C...", |
| 135 | + "policy_type": "Auto", |
| 136 | + "region": "Medium", |
| 137 | + "coverage": "50000000", |
| 138 | + "start_ledger": 1234567, |
| 139 | + "end_ledger": 2285767 |
| 140 | +} |
| 141 | +``` |
| 142 | + |
| 143 | +| Field | Type | Description | |
| 144 | +|-------|------|-------------| |
| 145 | +| `policy_id` | u32 | Per-holder identifier (not globally unique; use `holder + policy_id`) | |
| 146 | +| `premium` | string (stroops) | Premium paid at bind time | |
| 147 | +| `policy_type` | `"Auto"` \| `"Health"` \| `"Property"` | Coverage category | |
| 148 | +| `region` | `"Low"` \| `"Medium"` \| `"High"` | Geographic risk tier | |
| 149 | +| `coverage` | string (stroops) | Maximum payout | |
| 150 | +| `end_ledger` | u32 (ledger) | Expiry ledger | |
| 151 | + |
| 152 | +--- |
| 153 | + |
| 154 | +### `PolicyRenewed` — policy renewed |
| 155 | + |
| 156 | +**Topics:** `("niffyinsure", "PolicyRenewed", holder: Address)` |
| 157 | + |
| 158 | +```json |
| 159 | +{ |
| 160 | + "version": 1, |
| 161 | + "policy_id": 1, |
| 162 | + "premium": "500000", |
| 163 | + "new_end_ledger": 3336967 |
| 164 | +} |
| 165 | +``` |
| 166 | + |
| 167 | +--- |
| 168 | + |
| 169 | +### `PolicyTerminated` — policy terminated |
| 170 | + |
| 171 | +**Topics:** `("niffyinsure", "policy_terminated", holder: Address, policy_id: u32)` |
| 172 | + |
| 173 | +```json |
| 174 | +{ |
| 175 | + "reason_code": 1, |
| 176 | + "terminated_by_admin": 0, |
| 177 | + "open_claim_bypass": 0, |
| 178 | + "open_claims": 0, |
| 179 | + "at_ledger": 1234600 |
| 180 | +} |
| 181 | +``` |
| 182 | + |
| 183 | +| `reason_code` | Meaning | |
| 184 | +|---------------|---------| |
| 185 | +| 1 | VoluntaryCancellation | |
| 186 | +| 2 | LapsedNonPayment | |
| 187 | +| 3 | UnderwritingVoid | |
| 188 | +| 4 | FraudOrMisrepresentation | |
| 189 | +| 5 | RegulatoryAction | |
| 190 | +| 6 | AdminOverride | |
| 191 | + |
| 192 | +--- |
| 193 | + |
| 194 | +## Admin / config events (`namespace = "niffyins"`) |
| 195 | + |
| 196 | +| Event | Topics | Key payload fields | |
| 197 | +|-------|--------|--------------------| |
| 198 | +| `tbl_upd` | `(NS, "tbl_upd")` | `table_version: u32` | |
| 199 | +| `asset_set` | `(NS, "asset_set", asset)` | `allowed: 0\|1` | |
| 200 | +| `adm_prop` | `(NS, "adm_prop", old_admin, new_admin)` | `version` only | |
| 201 | +| `adm_acc` | `(NS, "adm_acc", old_admin, new_admin)` | `version` only | |
| 202 | +| `adm_can` | `(NS, "adm_can", admin, cancelled_pending)` | `version` only | |
| 203 | +| `adm_tok` | `(NS, "adm_tok")` | `old_token`, `new_token` | |
| 204 | +| `adm_paus` | `(NS, "adm_paus", admin)` | `paused: 0\|1` | |
| 205 | +| `adm_drn` | `(NS, "adm_drn", admin)` | `recipient`, `amount` (stroops) | |
| 206 | + |
| 207 | +--- |
| 208 | + |
| 209 | +## Versioning & migration |
| 210 | + |
| 211 | +1. `SCHEMA_VERSION` in `events.rs` and `events.schema.ts` must stay in sync. |
| 212 | +2. A version bump is **required** when any field is removed or its type changes. |
| 213 | +3. The `EVENT_PARSERS` table in `events.schema.ts` maps `version → parser`; add a new entry for each bump and keep old entries for historical replay. |
| 214 | +4. CI regression tests in `events.test.ts` will fail on shape changes — this is intentional. |
| 215 | + |
| 216 | +--- |
| 217 | + |
| 218 | +## What is NOT in events |
| 219 | + |
| 220 | +- Raw IPFS URLs (use `image_hash` to look up off-chain). |
| 221 | +- Claim description text. |
| 222 | +- Voter lists (derive from `vote_cast` stream). |
| 223 | +- PII of any kind. |
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