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We love building payment applications! So after developing the [DTAUS library for Ruby](https://github.com/salesking/king_dtaus) we move on with SEPA.
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## Features
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This gem implements the following two messages out of the ISO 20022 standard:
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* Credit Transfer Initiation (`pain.001.003.03`, `pain.001.002.03` and `pain.001.001.03`)
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* Direct Debit Initiation (`pain.008.003.02`, `pain.008.002.02` and `pain.008.001.02`)
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- Credit Transfer Initiation (`pain.001.003.03`, `pain.001.002.03` and `pain.001.001.03`)
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- Direct Debit Initiation (`pain.008.003.02`, `pain.008.002.02` and `pain.008.001.02`)
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It handles the _Specification of Data Formats_ v3.3 (2019-11-17).
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BTW: **pain** is a shortcut for **Pa**yment **In**itiation.
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## Requirements
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* Ruby 2.7 or newer
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* ActiveModel 4.2 or newer (including 7.0)
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- Ruby 2.7 or newer
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- ActiveModel 4.2 or newer (including 7.0)
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## Installation
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gem install sepa_king
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## Usage
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How to create the XML for **Direct Debit Initiation** (in German: "Lastschriften")
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