Model update: revolver removed, $78.8M topline

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Applies Paul's Aug 10 model rework and replacement slides (thread: Updated FI Model and Sample Deck):

• Page 14: 2.1x point-of-sale payback on a $200 CAC; implied acquisition cost falls $183 → $137; 90,981 cumulative flagship devices (0.07% of US households); Plaud at ~$250M ARR / 2M+ devices
• Page 24: working-capital line removed per Paul (nothing drawn in any scenario); 'Follow-on equity modelled · None' added; body states operating profitability without a second equity round
• Page 19: modelled licensing build table ($1.3M → $19.2M, 8% → 24% of revenue) with the 90%/20% margin note
• Page 18: anchors updated to law + accounting firms and ~900M annual device shipments
• A1–A4: $78.8M revenue build, base case with headcount and cash rows, all-cases-Y4-positive scenarios with cash troughs, methodology swaps the revolver for billing/deposit mechanics and excludes drawn debt
• Source lines drop 'v3.1' for 'Family Intelligence financial model'

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